Which scenario is covered by Collision Coverage?

• A. Vehicle comes into contact with another vehicle
• B. Vehicle damaged by weather
• C. Vehicle damaged by theft
• D. Vehicle damaged by engine failure

Answer: (C)

Collision Coverage pays for damage to your vehicle when it crashes into another vehicle or into an object. It covers the car’s damage resulting from that crash, regardless of who was at fault. The scenario that fits this coverage is when the vehicle comes into contact with another vehicle or a solid object. Damage from weather and theft are typically handled by Comprehensive coverage, not Collision, and engine failure is generally not covered unless it’s the result of a collision or part of a separate warranty or breakdown policy.