Which of the following is a type of Collision Coverage?

• A. Vehicle comes into contact with another vehicle
• B. Vehicle damaged by weather
• C. Vehicle is damaged by vandalism
• D. Vehicle is damaged due to the engine

Answer: (A)

Collision coverage pays for damage to your car when it crashes into another vehicle or a fixed object. The event described—your vehicle coming into contact with another vehicle—fits this definition because it involves a direct collision and physical damage to your car. Damage from weather or vandalism is handled by comprehensive coverage, not collision, and engine damage is typically not covered by collision unless it resulted from a crash. So the scenario described is the one that aligns with collision coverage.