Which item is used to verify a duplicate claim?

• A. VIN
• B. Year, Make, Model and Date of Loss
• C. Color and Location
• D. Policy Number

Answer: (B)

To verify a duplicate claim, you look for the same incident described with consistent details across records. The combination of year, make, model and date of loss is the best fit because these details stay tied to that specific event and vehicle, helping you identify when two filings refer to the same incident. VIN is extremely specific to a single vehicle, but it can be missing or entered incorrectly, which might cause you to miss a duplicate if you rely on it alone. Color and location can vary in how they’re recorded, so they’re less reliable as sole indicators. Policy number identifies the insured, not the incident itself, so it isn’t a strong signal for duplication. So using year, make, model and date of loss effectively flags potential duplicates.