To whom is the deductible paid?

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Multiple Choice

To whom is the deductible paid?

Explanation:
The deductible is your cost share for a covered repair, paid directly to the shop at the time of service. When you have a claim, you settle the deductible with the service provider, and the shop then bills the insurance company for the remaining approved amount. For example, if the job costs $500 and your deductible is $100, you pay $100 to the shop and the shop handles the remaining $400 with the insurer. The deductible isn’t paid to the insurance company or to the manufacturer, and you don’t receive a payment back from the insurer—the shop is the recipient of the deductible.

The deductible is your cost share for a covered repair, paid directly to the shop at the time of service. When you have a claim, you settle the deductible with the service provider, and the shop then bills the insurance company for the remaining approved amount. For example, if the job costs $500 and your deductible is $100, you pay $100 to the shop and the shop handles the remaining $400 with the insurer. The deductible isn’t paid to the insurance company or to the manufacturer, and you don’t receive a payment back from the insurer—the shop is the recipient of the deductible.

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